Feel free to register at the “RSVP Now” link on the right to speak with me. I have blocked out time to speak twice a week. Call me and we can discuss your personal scenario one on one. In the past I have taken random calls throughout the day and would love to continue to do so but am unable to do so while running my operation. We can discuss everything from Bankruptcy Loans to Loan Audits. Because I do have a very busy schedule and manage a sizeable operation and family I will be taking phone calls 2 to 3 days a week at a pre-arranged and blocked time. There is no cost for these calls. I do ask that you make a donation. Feel free to join one of my next scheduled calls. Remember to click the link to the right that says “RSVP Now!“ I’d love to hear from you.
Professionally yours,
Steph Love
12 responses so far ↓
brooke // March 21, 2008 at 1:16 am |
hi steph, I am interested in the real estate investing. Could you tell what exactly FDI teaches about this? I really like the fact that they help fix your credit and all the other benefits, but I really hate selling things. Could I just sign up for the benefits?
stephlove // March 23, 2008 at 1:22 pm |
Great question. FDI has weekly conference calls that you can call in to recieve instructional guidance on how to invest in real estate. You can learn techniques that are useful for beginners to help advance you to an intermediate level of real estate investing. FDI does also assist you with your credit as well. The offer more services that are all covered with your FDI Membership. You don’t have to sign up to build a business or sell anything. You are able to just take advantage of the multitude of services offered through the membership. You can sign up for a membership at the link below:
http://www.FDIMember.com
Best of luck to you in all of your future endeavors.
Professionally yours,
Steph Love
Lori Johns // April 12, 2008 at 10:13 pm |
We filed bankruptcy in November 2004. About 4 months ago (3 years into this) I spoke with another loan company and she told me that we may not have enough equity in our home to do a bankruptcy buyout. I don’t even know what our payoff is because our attorney said that they charge a $500 fee to figure out the payoff! Our payments keep going up and we are currently paying over $1,250 a month. We are working so hard, making our payments to keep our house, and cannot ever afford to do anything to it. If there is anything that you could do for us, it would be greatly appreciated. We are getting pretty weary. The best number to reach me is (XXX) XXX-2809. Thank you, Lori Johns
stephlove // April 17, 2008 at 1:57 pm |
Lori, I edited your phone # in the post for privacy. At any rate, I enjoyed speaking with you and look forward to assisting you with moving past the issues that have plagued you of late. Hang in there… help is on the way
RJ // April 24, 2008 at 10:50 am |
Steph, I filed Chapter 7, 10 months ago. I need to refinance my ARM but most mortg. brokers are saying I need to be 1yr out of bankruptcy. That won’t happen for a couple of months. I think the problem is that my loan is a Jumbo loan. 800k. Any suggestions? I don’t want to fall behind the next two months cause my ARM adjusted to 10% and went up almost 1500 dollars. That would jeopardize my refinance.
Tara Johnson // May 6, 2008 at 5:46 pm |
Would like your opinion. We are 11 months shy of finishing our Ch13 (5 year plan) We have requested permission to Buy-out our BK with an FHA Cash Out loan with the same interest rate of 5.75% that we have on the current mortgage.
My attorney scared me by saying the Trustee (Nashville, TN) most likely wont approve this because we were not on an ARM and this would just add more debt. The BK payoff is $9000.
Is there any truth to this or is she just not helpful and wants me to stay in the BK for some reason? Would love to hear your opinion.
chandra // February 25, 2009 at 10:48 pm |
We are 14 months to closing this situation.
shaun // March 21, 2009 at 12:31 pm |
Hello I need help bad!!! I reside in Maryland and I need to know the name and numbers of companies that are able to buy out my Chapter 13. Im only five months shy of being discharged but im currently on an ARM and is about to go up again in about a month.
stephlove // March 30, 2009 at 10:17 pm |
Shaun,
Thanks for your inquiry and congratulations on being so close to your discharge date. I have so many questions to ask you concerning your current situation… e.g.
1 – Have you been 30 days late on your current Bankruptcy Payments?
2 – Have you been 30 days late on your mortgage since the filing of your Bankruptcy?
3 – Are your payents Payroll deducted?
4 – Did you open any new accounts while in Bankruptcy?
5 – Any lapse in employment for an extended period?
I have several more questions to ask but don’t have the time to ask them all here. Furthermore, answers to any/all of those questions will likely spark spin off questions. Just know that it is possible to Refinance your loan while in Bankruptcy. Should you want to discuss particulars in more detail please feel free to visit the “Talk With Steph” section and I will be glad to discuss your personal particulars with you via the telephone. You can also subscribe to this Blog and/or follow me on Twitter at http://www.Twitter.com/Follow_Steph
Best of luck to you my friend,
Steph
Should you want to discuss particulars in more detail please feel free to visit the “Talk With Steph” section and I will be glad to discuss your personal particulars with you via the telephone. You can also subscribe to this Blog and/or follow me on Twitter at http://www.Twitter.com/Follow_Steph
Best of luck to you my friend,
Steph
Joy Waithe // May 22, 2009 at 11:03 am |
I filed bankruptcy in November of 2007. Since filling I got an auto loan, the interest rate is extremely high, I’ve had the loan for 1 year and was 31 days late once. Now I’m thinking of trying to buy a home, do you think this will affect me negatively. My income is not that great for a NY resident, 71k annually and my car payment is $600 monthly, do you think it would be possible for me to buy a house?
stephlove // May 23, 2009 at 2:25 am |
Joy, thanks for your inquiry. The general rule of thumb is to avoid late pay on accounts while in Bankruptcy. Having said that , there maybe exceptions to the rules based on several factors that would determine your willingness ability to repay a mortgage loan. Your payment history on Bankruptcy, rental history, overall creditworthiness as well as other factors will likely be considered by the Underwriter reviewing your file.
You may want to consider exploring this option. If so, please visit http://www.ChooseEagle.com and your information will be forwarded directly to me. I will review and call your personally to discuss. Best wishes and I sincerely hope this information was helpful.
stephlove // March 30, 2009 at 10:01 pm |
Jeff,
Thanks for your question. If you should happen to win the lottery I pray that you won’t forget about the little people here. On a serious note, if you should happen to inherit some large sum of money I would advise you to immediately call your attorney and seek legal counsel on this matter.
Should you want to discuss particulars in more detail please feel free to visit the “Talk With Steph” section and I will be glad to discuss your personal particulars with you via the telephone. You can also subscribe to this Blog and/or follow me on Twitter at http://www.Twitter.com/Follow_Steph
Best of luck to you my friend,
Steph